Individual Services

You work hard for your money, let your money work hard for you!

We think it’s important that you have control over your money and as such offer a wide range of services all designed to help you get the most from your money

Bespoke Financial Reviews

We offer all our clients bespoke financial reviews. We will arrange for one of our partners to look at your Pensions, ISA, Investments, savings, in-comings and out-goings and provide expert opinions on how you can make them all work better for you.

They won’t give you the hard sell but they will give you up to date and valuable advice which you can act on however you see fit.

Personal Tax Planning

We know Tax can be taxing. It’s important to make sure you get it right! Be it income tax, Capital Gain or Inheritance Tax it is essential to ensure you aren’t paying more than you need to. It is essential to make sure you are aware of the current laws to make sure you can manage your personal finances in a tax-efficient way.

Life Assurance

Protecting your family, your income and your lifestyle is important to everybody. Ensuring you have the right type of Life Assurance is essential. This can cover but is not limited to:-

  • Life Assurance
  • Whole of Life Cover
  • Critical/Serious Illness Insurance
  • Income Protection
  • Family Income Benefit
  • Private Medical Insurance

To receive a bespoke quote simply click here

Estate Planning

Estate Planning ensures your wishes are carried out, who takes guardianship of your children and also works to maximise the value of your entire Estate by reducing taxes where possible. There are a number of ways in which your home and savings are vulnerable to attack, the most common of which are Bankruptcy, Taxation and of course Divorce or Separation. This area covers Wills & Trusts, Guardianship, Inheritance Tax Planning and Lasting Powers of Attorney

Equity Release

For many people it is becoming increasingly important to consider Equity Release as part of the retirement planning process. Thousands of homeowners, over the age of 55 are already enjoying the benefits of releasing cash locked into their homes.

Mortgages

Including: Residential Mortgages, Buy to Let Mortgages, Holiday Let Mortgages and Mortgages for Ex-Pats

Funeral Plans

These allow you to pre-arrange and pay for end of life services in advance. It enables you to plan the exact ‘send off’ you want and it freezes it at today‘s prices

Foreign Exchange

Exchange money and transfer money internationally at preferential foreign exchange rates.

Investaco acts as an introducer and work closely with a number of companies that specialise and are regulated to give financial advice on the products listed on our website.