Buildings and Contents
Buildings insurance
Buildings insurance is compulsory on a property which has a mortgage and will cover the cost of rebuilding the property. Where the property is leasehold, the buildings insurance will normally be arranged by the freeholder and the cost charged to the leaseholder within the service charges payable.
Get a quote for your buildings insurance now
Contents insurance
Unlike buildings insurance, which is compulsory, contents insurance is optional. You can choice not to insure you possessions; however think how much replacing all your belongings in the event of theft or a fire may actually be.
Cover is usually provided for moveable items such as furniture, electrical items and personal belongings as well as some fixtures such as carpets.
The majority of us can not afford to replace the entire contents of our home should it be destroyed and therefore it is essential to shop around and choose a contents policy that is appropriate for you.
Get a quote for your contents insurance now or contact us for a more personal approach!
For more information, please contact us