Landlord Insurance
Landlords household insurance
Finding specialist insurance for rental property can sometimes be a challenge. All too often landlords find their property is not adequately covered by standard insurance policies.
Landlords household insurance protects you against losing your capital investment and can also help protect the revenue stream which is generated through tenants. Policies generally cover protection against most risks such as floods, fire and cost of building repair or rebuilding. Additional options can be attacks of terrorism and subsidence. Through landlord insurance, the contents owned by you, not the tenant can also be protected against damage or loss/theft.
Portfolio cover
It often makes good sense for landlords to take out property portfolio insurance as it makes it easier to track your policy instead of having a different renewal date for each of your properties and dealing with numerous companies.
With a portfolio policy you have all your properties on one policy, with one company and one renewal date. Another added bonus with portfolio cover is that you could even save money as some insurance companies will offer discounts for having all your properties on one policy.
We provide a series of product alternatives for portfolio requirements, including block schemes for commercial and residential properties. Our clients include:
- Freeholders, investors and landlords
- Property managers and landlords associations
- Residential block schemes
- Managers or owners of multiple properties
We can provide competitive quotes for:
- Multiple tenancy types including DSS, unoccupied and even asylum seekers
- Combination of residential and commercial properties, for example, a shop with a flat above
- Blocks of flats
- Bed-sits and some Guest-houses
Rent & legal protection
Legal Expenses
This is a comprehensive Legal expenses product that will cover the landlords costs of any disputes between themselves and their tenant (s). This is a 12 month policy and costs just £39.50* per annum.
Legal Expenses & Rent Guarantee (6 Months)
Comprehensive Legal expenses product covering the landlords costs for disputes between themselves and their tenant(s), with rent guarantee insurance up to a maximum of £2,500 per month. This is a 6 month policy and costs just £52.50*.
Legal Expenses & Rent Guarantee (12 Months)
Comprehensive Legal expenses product covering the landlords costs for disputes between themselves and their tenant(s), with rent guarantee insurance up to a maximum of £2,500 per month. This is a 12 month policy and costs just £99.00* per annum.
Get a quote for your landlords household insurance now or contact us for a more personal approach!
Tenants contents insurance
TCI covers loss or damage as a result of all standard perils including:
- Fire, smoke, explosion, lightning, earthquake
- Storm or flood
- Theft or attempted theft consequent upon violent and forcible entry
- Escape of water
- Malicious damage consequent upon violent and forcible entry
- Riots or civil commotion
- Collision, falling trees or branches
- Lamp-posts, TV aerials or masts
For more information, please contact us